14 04, 2020

What is a CD Ladder? The safest way to save

By |2020-04-21T22:50:18-04:00April 14th, 2020|Bank Accounts|2 Comments

What is a CD Ladder? The best way to save money safely and still get the best interest rates! CD ladders take an initial principle and invest it over multiple CDs with different lengths and different interest rates. This will give you the ability to take advantage of interest rates if they increase and stay safe if they decrease. CD ladders are a different way of investing in order to get the best CD rates while also keeping access to your [...]

13 04, 2020

Benefits of a CD, Comparing a CD Ladder With a Jumbo CD

By |2020-04-21T22:52:42-04:00April 13th, 2020|Bank Accounts|1 Comment

Benefits of a CD, How to Blend a CD Ladder with a Jumbo CD CDs are a smart choice for safe investors. CDs typically come with a few of the following: a fixed rate, a fixed period of time, or a minimum deposit. CDs are essentially savings accounts with a higher rate of interest and less accessibility to the money inside. In this way The CD owner sacrifices their ability to move money, except for a fee, for a higher return [...]